Insurance Claims

Our insurance claims process begins with a thorough, detailed inspection of all damage. We document everything meticulously with high-resolution photographs, precise measurements, and comprehensive written reports. This documentation is crucial for substantiating your claim and ensuring the insurance company has complete information about the extent of damage. Our experience means we know what to look for and won't miss hidden damage that might not be immediately apparent but could cause problems if left unaddressed.

We prepare detailed estimates using industry-standard pricing software that insurance adjusters recognize and trust. Our estimates include all necessary repairs, not just the obvious damage, and account for code upgrades that may be required when making repairs. We've found that thorough, professional estimates that clearly justify all costs help claims move through the approval process much more smoothly.

One of the most valuable aspects of our insurance claims service is our willingness to work directly with your insurance company and adjuster. We attend adjuster meetings, answer questions, provide additional documentation when requested, and advocate for fair settlements. If we believe the initial settlement offer doesn't adequately cover the damage, we present additional evidence and negotiate on your behalf. Our professional reputation and track record of quality work give us credibility with insurance companies.

We also assist with supplemental claims when hidden damage is discovered during the restoration process. Unfortunately, the full extent of damage is sometimes not apparent until repairs begin. When this happens, we document the additional damage, prepare supplemental estimates, and work with the insurance company to have these costs covered.

Our insurance restoration work is fully guaranteed, and we ensure all repairs meet or exceed local building codes and insurance requirements. We work with licensed and insured subcontractors for specialized trades, and we supervise all work closely to maintain our high quality standards.

If you've experienced property damage and need to file an insurance claim, contact Chris Construction Co immediately. Our experience, professionalism, and dedication to client advocacy have helped countless Upstate NY property owners navigate the claims process successfully and restore their properties to pre-loss condition or better.